As low as 4.99% (5.897% APR)* FHA on move-in-ready homes.
Harvest Home Rate Event
For a limited time, buyers of 17 qualifying move-in ready homes, throughout all of our communities, can lock in a special fixed rate as low as
5.49% (6.314% APR)* (conventional) or 4.99% (5.897% APR)* (government/FHA-VA) when financing with Loan Peak Financial, our trusted lending partner for this event. Hurry, there's only 13 of the original 17 homes left that receive this promotion.
Sign your purchase agreement by October 31, 2026 to take advantage of this event. Availability, pricing, and eligible communities change regularly. You're not required to finance through Loan Peak Financial to buy your home — but this incentive is only available when you do. See full terms at the bottom of this page. The Harvest Home Rate Event is available on any of the first three home purchases from Mountain View Meadows in Deer Park, WA.
5.49% (6.314% APR)*
Fixed Conventional financing, estimated with 10% down payment.
4.99% (5.897% APR)*
Fixed Government financing (FHA/VA), estimated with 3.5% down payment.
Here's How It Works
1. Choose an eligible home
Select a participating Architerra Homes community in Washington or Idaho. A sales consultant can confirm which homes qualify.
2. Get Pre-Approved
Connect with a Loan Peak representative to review your options and get pre-approved.
3. Sign & finance with Loan Peak Financial
Sign your purchase agreement between now and the end of the year, and finance your home through Loan Peak Financial to qualify for the incentive.
Eligible Homes
5423 W Homeward Bound Blvd, Coeur d’Alene, ID 83815
5423 W Homeward Bound Blvd, Coeur d’Alene, ID 83815 Details
About Loan Peak
Loan Peak Financial is a trusted local lender serving homebuyers throughout Spokane and North Idaho. As Architerra Homes’ financing partner for select promotional rates, their loan officers work one-on-one with buyers to structure the right mortgage — including how to apply your credit toward a rate buydown, closing costs, prepaids, or HOA dues.
Loan Peak Financial, LLC | NMLS# 2823920
Want to learn more about our current incentives
Connect with our home advisor for answers to all your questions.
*Financing incentives are all tied to using Loan Peak Financial, and are applicable to full-price, non-contingent offers. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. All rights reserved. This offer may change at any time. Architerra Homes is not acting as a mortgage broker or lender. Loan Program: FHA Term: 30 Yr Fixed 4.99% interest rate (5.897% APR). Sales Price: $450,000. Loan Amount: $434,981. FICO: 680. Interest rate secured through forward commitment. Monthly principal and interest payments: $2,269.07. Monthly payment estimates do not include taxes, insurance, MI, or assessments. Loan Program: Conventional FNMA Term: 30 Yr Fixed 5.49% interest rate (6.314% APR). Sales Price: $600,000. Loan Amount: $540,000. FICO: 760. Interest rate secured through forward commitment. Monthly principal and interest payments: $3,063. Monthly payment estimates do not include taxes, insurance, MI, or assessments. Buyer is subject to qualifications for specific loan terms, primary occupancy, property type, down payment, credit, and underwriting requirements, and/or investor program guidelines. Property restrictions apply. May not be combined with any other available offers or discounts. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Loan Peak Financial NMLS #2823920 does Business in Accordance with Federal Fair Lending Laws. Loan Peak Financial NMLS #2823920 is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Loan Peak Financial NMLS #2823920 are approved to participate in FHA programs but the products and services performed by Loan Peak Financial NMLS #2823920 are not coming directly from HUD or FHA. Rates are subject to change, this is not a commitment to lend.